General Insurance
Protection against physical and legal risks
For corporate and individual
Ensure the continuity of operations
Medical Insurance
Safeguard your employees’ or family’s health
Keep them healthy and productive
Everyone's necessary medical treatment
Employee Benefits
Crucial employees and their families' support
Duty of care of companies for their employees
Human resource tool
Credit Insurance
Key factor in credit insurance
Provide credit advisory
Available for individuals and companies
About us
Insurance Coverage That Fits Your Life
Who We Are
Asian Risks Management Services Co. Ltd. (ARMS) is an international consultant advising clients on insurable risks.
With presence in Shanghai and Beijing, we provide services all over China.
Independent from any insurance providers, ARMS combine 40 years of experience in the insurance and finance industry with more than 15 years of presence in the Chinese insurance market, acting to the best interests of our clients.
What We Do
We ASSIST our clients to identify risks they should take into consideration to ensure continuity of operations and being fully concentrated on the development of their business.
We ADVISE our clients on medical insurance, property and liability insurance in cooperation with our partners.
We DEDICATE ourselves to provide bespoke, innovative risks management and insurance solutions to corporate and individuals including claims following up, everywhere in the world.
Our Partners
In cooperation with our partners, Asian Risks Management Services offers comprehensive, tailored insurance solutions for individuals and corporates at home and abroad.
With the mission to provide the best risks management and assessment services and insurance solutions available in China, we partner with the very top insurers home and abroad.
We remain neutral and independent, giving our clients impartial advice and solutions that suits their needs. Just reach out to us, and we will do the rest for you!
Why Choose Us
Asian Risks Management Services (ARMS) combines 40 years of experience in the insurance sector with more than 15 years of presence in the China. We have a deep understanding of insurance solution and a proven practice in the Chinese insurance market. We are acting in the BEST INTERESTS of our clients, providing tailor-made and innovative solutions, everywhere in the world. We provide seamless, on-time insurance services up to international standards. We can provide cover and insurance services everywhere including in Africa where we have a strong network.
Property, transport insurance
- Physical assets protected: buildings, machinery, stock/inventories,
works of art, etc.
- Cover against all kind of physical loss.
Business interruption insurance
- Covers the loss of income following damage to physical property covered under property insurance.
- Ensures the continuity of your operations.
Liability insurance
- Protects your legal liabilities of : your operations, products sold, services provided, your own employees.
- We can provide protection against product recall, claim
from professional shoppers
What is Medical Insurance?
- Comes in many shapes and forms with the purpose of providing access to the local healthcare providers at your place of residence or worldwide.
- Keeps any medical issues from potentially becoming a hindrance
in everyday life.
- Provides support to everyone under an international assignment.
- For local nationals, supplemental medical programs afforded by the company may significantly enhance the convenience and cover given to employees and their families.
High-end Medical Insurance
- High-end medical insurance refers to policies that have rich benefit limits, access to international clinics and hospitals and provide covers worldwide.
- These products are available to both local nationals and foreigners.
- They can be purchased individually or be a part of a company’s
employee benefit scheme.
Social Medical Insurance Supplemental Cover
- This product line is a top-up plan and caters exclusively to
local Chinese employees.
- Supplemental medical insurance provides higher benefits, wider hospital access with the possibility to include one’s family members.
All Benefits Needed for Your Employees
- Each company and organization has a duty to care to their employees.
- A suitable benefit structure can go a long way in securing a healthy and productive workforce.
- The benefits afforded by a company can provide crucial support for employees and their families in unexpected occurrences.
Multiple Advantages and Flexibility
- Includes healthcare programs, life and income protection, vacation and bonus structures, loyalty programs.
- Closely linked with the overall compensation structure of a company.
- Can be as simple as medical insurance on one end and fully flexible total rewards program on the other end.
What is Credit Insurance?
- Credit sales
- Payment default of your buyers
- Settle a claim by the insurer
- Settle a claim by the insurer
- Functions of Credit Insurance
Functions of Credit Insurance
- Maintaining financial stability and transferring credit risks
- Helping to manage account receivables effectively
- Healthier market development
- Financing through credit insurance (Optional)